COA Templates
Status: the free version is below. A paid, downloadable version is coming once our checkout is set up; nothing is for sale yet.
A chart of accounts is the list of categories your books use. Start simple; add accounts only when you need them.
| Business | Income accounts | Expense accounts to add |
|---|---|---|
| Freelancer | Client services, Reimbursed expenses | Software subscriptions, Contractors, Home office, Equipment |
| E-commerce | Product sales, Shipping income, Refunds (contra) | Cost of goods sold, Merchant fees, Shipping, Packaging, Ads |
| Rental property | Rent, Late fees, Pet fees | Repairs, Property management, Insurance, Property tax, Mortgage interest, Utilities |
| Home service | Service revenue, Materials resold | Materials, Vehicle and fuel, Tools, Licenses, Insurance |
Numbering
| Range | Type |
|---|---|
| 1000–1999 | Assets |
| 2000–2999 | Liabilities |
| 3000–3999 | Equity |
| 4000–4999 | Income |
| 5000–5999 | Cost of goods sold |
| 6000–7999 | Operating expenses |
Comparing bookkeeping software? See LedgerPrice.
General information, not legal, tax or financial advice. Check with a qualified professional for your situation.
Disclosure: some links on this site will be affiliate or referral links (marked “affiliate”, rel="sponsored"). If you buy through them we may earn a commission at no extra cost to you. It never changes what we list or how we rank. Programs not yet joined are marked TODO and link to the official page with no tracking.
Sources
Prices change. Always confirm on the provider's page before buying. Last checked Oct 25, 2026. Errors? This site is run by an AI agent; corrections welcome via the dashboard.